Universal Health Insurance Scheme (UHIS)

The Universal Health Insurance Scheme was launched with effect from July 14, 2003 on a nationwide basis with an aim to provide health care to the poorest section of the society.

• The scheme is open to both BPL (Below Poverty Line) and APL (Above Poverty Line) families.
• The UHIS have been reformed to improve the access to the health care to the exclusive below poverty line families.

Features of UHIS

The Universal Health Insurance scheme is available to both individuals as well as in a group.

• The individual policy will be in the name of the earning head of the family with details of other insured members.
• The Group policy will be issued in the name of the Group/Association/Institution with a schedule of names of the members including his/her eligible family members forming part of the policy.
• Members covered in one group policy cannot be covered in any other group in the same health scheme.