Services Sector

Insurance Sector – 'Insurance for All, Protection for All' Act, 2025 (100% FDI)

Aspect

Description

Introduction / Concept

  • This Act aims to promote universal coverage, innovation, and competition through 100% Foreign Direct Investment (FDI) in the insurance sector.

Background

  • The need for long-term foreign capital was felt to improve low insurance penetration in India and achieve the goal of 'Insurance for All by 2047'.

Key Features

  • 100% FDI: Allowing full direct foreign investment in the insurance sector.
  • Simplified Regulation: Simplification of the regulatory framework for insurance companies.
  • Digital Inclusion: Emphasis on technology-based and inclusive insurance services.

Positive Impact / Significance

  • Increase in the ....
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