4th Phase of Consolidation of Regional Rural Banks
On 1st May 2025, the Centre’s One State-One Regional Rural Bank (RRB) policy came into effect.
- The consolidation is intended to achieve better operational efficiency and cost rationalisation.
- Post amalgamation, the number of RRBs across states/Union Territories decreased from 43 to 28.
What will be the Impact of Consolidation?
- Enhancement of digital services and customer experience in rural and semi-urban areas.
- Increase in capital base, boosting credit growth and supporting state-specific development goals.
One State-One RRB Policy (OS-OR)
- OS-OR Policy is a reform initiative by the Department of Financial Services aimed at consolidating multiple RRBs within a state into a single unified ....
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