A Decade of Three Jan Suraksha Schemes

On 9th May 2025, the three Jan Suraksha schemes completed 10 years of providing social security cover.

  • The three schemes - Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY) were launched by Prime Minister Shri Narendra Modi on 9th May 2015.

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

  • Purpose: Provides life insurance coverage for death due to any reason.
  • Eligibility: Individuals aged 18–50 years with a bank or post office account, who give consent to join.
  • Premium: Rs. 436 per annum (auto-debited from the account).
  • Benefit: Rs. 2 lakh payable on death due ....
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