Explain the effectiveness of Conditional Cash Transfer (CCT) programs in India. Also, discuss the challenges and opportunities associated with these programs.

Answer:- Conditional Cash Transfer (CCT) schemes provide direct cash to poor households, provided that the family/individual fulfills certain conditions such as minimum attendance of children in schools, and/or attendance at health clinics, participation in vaccinations, and other similar conditions.

Effectiveness of Conditional Cash Transfer Programs

  • Positive Educational Outcomes: CCT programs that link cash transfers to school attendance contribute to increased enrollment and improved educational outcomes, breaking the inter-generational cycle of poverty.
  • Improved Healthcare Utilization: CCTs linked to healthcare requirements lead to increased access to medical services, especially for mothers and children, resulting in better health outcomes.
  • Immediate Poverty Alleviation: By ....
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