Women’s Role in India’s Financial Growth Socio- Economic

On 3rd March 2025, NITI Aayog launched a report, titled “From Borrowers to Builders: Women’s Role in India’s Financial Growth Story”.

  • The report was published in collaboration with TransUnion CIBIL, Women Entrepreneurship Platform’s (WEP) of NITI Aayog and MicroSave Consulting (MSC).
  • It sheds light on women’s participation in credit markets, entrepreneurship, and financial independence.

Key Observations

Growth in Women Borrowers

  • Women seeking credit have tripled between 2019 and 2024.
  • In 2024, women borrowers grew by 42% year-over-year.
  • Nearly 60% of women borrowers are from semi-urban or rural areas. Despite these gains, young women under 30 still account for only 27% of retail credit ....
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