​Asset Reconstruction Companies (ARCs)

Recently, the asset reconstruction companies (ARCs) in India acquired stressed loans worth Rs. 16,876 crore in the first quarter of the financial year 2026 (Q1FY26), showing a 22 per cent year-on-year (Y-o-Y) growth.

  • ARC is a company incorporated under Companies Act and registered with RBI under Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002.
  • It aims to facilitate securitisation and asset reconstruction of non-performing assets thereby earliest resolution and bringing liquidity in the system.
  • ARCs buy the Non-Performing Assets (NPAs) or bad assets from banks and financial institutions so that the latter can clean up their balance ....

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