- 1 Regenerative Agriculture: A Pathway to Sustainable and Climate-Resilient Farming
- 2 SEBI Introduces IT Resilience Index
- 3 Foreign Assets of Small Taxpayers-Disclosure Scheme
- 4 Blue Bond
- 5 Bank in a Box & Security Operations Centre: Boosting UCBs
- 6 Mobile Phone Manufacturing Scheme: Strengthening India’s Electronics Manufacturing
- 7 Container Manufacturing Assistance Scheme
- 8 GOBARdhan: Fuelling Clean Energy and Rural Growth
- 9 Samudra Manthan: National Offshore Exploration Scheme
- 10 Incentive Scheme for Promotion of Domestic Piped Natural Gas Connections
- 11 Pradhan Mantri Surya Sarovar Yojana
- 12 India’s Evolving Energy Landscape
- 13 Greenium and Sovereign Green Bonds
- 14 Vizhinjam Port
- 15 Parichha Dam
- 16 Online Bond Platform Provider
- 17 Periyar Cow
Floating-Rate Loans
Recently, Reserve Bank of India (RBI) proposed new loan interest-rate framework, tighter rules for floating-rate loans
What are Floating Rate Loans?
- Floating rate loans are loans that have an interest rate that changes periodically, depending on a benchmark rate or the base rate.
- This base rate, such as the repo rate - rate at which RBI lends money to financial institutions - is influenced by market forces.
- Floating-rate loans are also known as variable or adjustable-rate loans, as they can vary over the term of the loan.
- Floating rate loans are common for credit cards, mortgages, and other consumer loans.
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