Restructuring of PM SVANidhi Scheme

On 27th August 2025, the Union Cabinet approved the “Restructuring and extension of the lending period beyond 31.12.2024 of Prime Minister Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) Scheme”. The lending period has now been extended until March 31, 2030.

  • The key features of the restructured scheme include enhanced loan amount across first & second tranche, provision of UPI-linked RuPay Credit Card for beneficiaries who have repaid the second loan, and digital cashback incentives for retail & wholesale transactions.
  • The scheme’s coverage is being expanded beyond statutory towns to census towns, peri-urban areas etc. in graded manner.
  • The scheme ....
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