Unified Lending Interface
On 26th August, 2024, Reserve Bank of India (RBI) Governor, while speaking at the Global Conference on Digital Public Infrastructure (DPI) and Emerging Technologies, said the central bank is all set to float its ‘Unified Lending Interface’ (ULI) technology platform.
Why India Needs ULI?
- Inequality in access to credit.
- Dependence on the informal sector.
- Limited access for MSMEs.
- High rate of loan rejection.
What is ULI?
- Unified Lending Interface (ULI) is a digital platform which is expected to smoothen the lending processes.
- The platform is aimed at catering to a large unmet demand for credit across various sectors, particularly for agricultural and medium small ....
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