Concessional Credit Schemes: Promoting Socio-Economic Empowerment of SCs

On 13th July 2026, the Ministry of Social Justice & Empowerment released an Impact Evaluation Study (FY 2025–26) which highlighted the significant contribution of the National Scheduled Castes Finance and Development Corporation (NSFDC) in promoting entrepreneurship, self-employment, income generation and socio-economic empowerment among Scheduled Castes (SCs) communities through its concessional credit-based schemes.

What Did the Impact Evaluation Study Reveal?

Effective Utilisation of Credit

  • 93.34% of beneficiaries used the financial assistance for the intended purpose.
  • Indicates effective loan monitoring and implementation by NSFDC.

Sustainable Asset Creation

  • 93.54% of beneficiaries continue to possess the assets created using NSFDC assistance.
  • Reflects ....
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