Explanation :

President has the legislative power of the Parliament but not the constitutional power of the Parliament. Hence, he can’t do the constitutional amendment via the ordinance route. Maximum life of the ordinance is 6 weeks from the date of reassembly, but the maximum gap for a session is 6 months, hence the maximum validity of an ordinance is 6 months and 6 weeks.

Is it subject to Judicial Review?

In AK Roy vs. Union of India (1982), while examining the constitutionality of the National Security Ordinance, 1980, which sought to provide for preventive detention in certain cases, the Court argued that the President’s Ordinance making power is not beyond the scope of judicial review. Hence, the only correct statement is III.

Constitutional Provision

Article 123 speaks about the power of President to promulgate Ordinances during recess of Parliament and Article 213 deals with the Ordinance making power of the Governor of a State.

Purpose of the Question

We urge the students to focus more on those static topics which are coming in the news, as it has been observed that UPSC tests the student awareness on the current events.

Source Name : The Hindu, IE​

Explanation :

“Pika” are the members of the rabbit family and they look like tail-less rats. They are usually found in the mountainous regions of the world. Recently, a new species of Pika has been found in the state of “Sikkim”. The number of Pika depends upon the availability of the plants on which it feeds i.e. C3 Plants. C3 Plants are those plants that are found in cold and wet condition climate and students should remember that they are the most common types of plant present in the world. Pika are excellent example of Species which acts as “Ecological Engineers”, as they create “Burrows” that provides place to live for so many species and it is also an excellent example of Keystone species of mountain region ecosystem. Hence, the only correct statement is III.

Some extra bit of Information

• C 3 Plants-Most common plant and mostly found in cold and wet conditions.

• C4 Plants-Efficient in Hot and Sunny climatic conditions.

• CAM Plants-Avoid water loss, hence are best suited for Desert climate.

Source Name : The Hindu

Explanation :

Lantana species - Camara -was first introduced by the Britishers as an ornamental hedge in 19th century. Today, it is widespread across India and threatens biodiversity by taking over forest space and grabbing resources from other species. Papaya Mealy Bug is one of the most destructive invasive species which was first reported from Coimbatore in 2008. In Papaya, it causes white cottony coating on the fruit which finally leads to its death. Congress grass is thought to have piggybacked via wheat shipments from the US, under 1950’s PL-480 Scheme. Hence, all statements are correct.

Source Name : The Hindu

Explanation :

Krishna Wildlife Sanctuary (KWS) is a wildlife sanctuary and estuary located in Andhra Pradesh. It is one of the rarest eco-regions of the world because it harbors vast tracts of pristine mangrove forests. The estuary of Krishna River passes through the sanctuary, and the mangroves line the estuary. This wildlife sanctuary has the potential to become the world’s first reserve for “Fishing Cats” (Locally called as “Bavuru pilli”) as it is found over there only.

Why the Question on Krishna Wildlife Sanctuary (KWS)?

“Diviseema Island” of KWS is in news because of man and snake conflict. Earlier, frogs used to live in Diviseema Island but excessive hunting of frogs due to high demand in China led to the shortage of food for the snakes and hence they have started intruding into the human habitat. Hence, we have framed the question on KWS.

Source Name : The Hindu​

Explanation :

‘Compounding’ refers to the procedure where the two sides agree to stop legal proceedings and settle the dispute. In the case of Triple Talaq ordinance, it states that, the terms and conditions of the compounding will be determined as decided by the Magistrate.

Why there is too much hue and cry related to this ordinance?

Some are of the opinion that Marriage is a civil matter and to club this with punishment is not at all right, as Supreme Court has already declared Triple Talaq invalid. So, it is unnecessary intrusion of the State in the personal matters, as this may lead to unnecessary misuse of the provisions.

Source Name : IE

Explanation :

The Western Hoolock Gibbon is found in all the states of the north-east, restricted between the south of the Brahmaputra River and east of the Dibang River. Outside India, it is found in eastern Bangladesh and north-west Myanmar. It is listed in the Schedule 1 of the Wildlife Protection Act, 1972. In 30 years, its population has declined by 90% hence it is listed as ‘Endangered’ as per IUCN.

Some Interesting Facts about Western Hoolock Gibbon

With long and slender arms, Hoolock Gibbons are swift creatures, barely needing to step on the ground. They swing from tree to tree in a mode of locomotion known as ‘Brachiation’, and can brachiate at speeds upto 55 km/hr, covering upto six meters in just one swing.

Some Extra Bit of Related Information

“Western Hoolock Gibbon” is different from “Eastern Hoolock Gibbon”. We are explicitly mentioning this as students may consider both to be same. But, in India it is Western Hoolock Gibbon which is mostly found. Eastern Hoolock Gibbon is listed as “Vulnerable” whereas Western Hoolock Gibbon is listed as “Endangered” as per IUCN and is found in state of Arunachal Pradesh, Assam and nearby countries like Myanmar and China.

Source Name : The Hindu

Explanation :

As per the definition of RBI, “A Non-Banking Financial Company (NBFC) is a company registered under the Companies Act, 1956 engaged in the business of loans and advances, acquisition of shares/stocks/bonds/debentures/securities issued by Government or local authority or other marketable securities of a like nature, leasing, hire-purchase, insurance business, chit business but does not include any institution whose principal business is that of agriculture activity, industrial activity, purchase or sale of any goods (other than securities) or providing any services and sale/purchase/construction of immovable property.” Hence, statement-III is correct. NBFCs can’t issue cheques, hence we conclude that they don’t form the part of Payment and Settlement system. NBFC is a broad umbrella so, the NBFC dealing with insurance are regulated by IRDA; NBFC dealing with stock markets are regulated by SEBI. Hence, statement-I is wrong.

Some Extra Bit of Information Related to NBFC

• They can’t accept demand deposit.
• The NBFCs are nicknamed as shadow banking sector.
• Deposit accepting NBFC (Fixed term not the demand deposit) have to maintain the SLR.

Source Name : Economic Times, IE

Explanation :

This is the “world’s largest government funded healthcare program” targeting more than 50 crore beneficiaries (or 10 crore families). This sometimes called as “MODICARE”. This has mainly two components:

• Health & Wellness Centre: It will cater to the primary health care .There will be 1.5 lakh Primary Health Centres.
• Pradhan Mantri Jan ArogyaYojana (PMJAY): It will provide health protection cover to poor and vulnerable families for secondary and tertiary care.

Hence, statement-III is wrong. Thus, by eliminating this statement students can arrive at the right answer.

Some Extra Bit of Related Information

• It will use SECC 2011 for listing out the beneficiary.
• It will be cashless and paperless.
• This will run in collaboration with the states.
• Pradhan Mantri Aarogya Mitras (PMAMs) will be primary point of facilitation for the beneficiaries to avail treatment at the hospital and thus, act as a support system to streamline health service delivery.
• So, it has the potential to create jobs too.

Why the Question?

This scheme is very important for Prelims point of view, so we urge the students to look into the important features of this scheme on their own.

Source Name : PIB

Explanation :

TER is the ratio of total annual cost upon the Fund’s average assets. So, statement-III is wrong as in the statement, it is reversed. TER is the measure of the total cost an investor incurs while investing in the mutual funds. It includes fees, advisory charges, brokerage, etc. In open ended mutual fund, entry and exit from the MF is open i.e. anyone can bring any investment anytime.

Numerical Insight into the Explanation of TER

Assume, a fund charges 2% as TER, and the total profit from the investment is 20%, then 2% will be deducted from the investor’s profit and thus Investor’s net profit =18%.

Source Name : The Hindu, IE

Explanation :

Spike is an Israeli fourth-generation fire-and-forget anti-tank guided missile and anti-personnel missile with a tandem-charge HEAT warhead. It was developed and designed by the Israeli company Rafael Advanced Defense Systems. Hence, statement -I is wrong. It is in news as India has decided to purchase these missiles from Israel. Students must remember that NAG is an indigenous anti-tank missile whose helicopter version has been recently tested.

Source:

Source Name : The Hindu, IE

Explanation :

Zonal Councils have been established by the Parliament to promote interstate cooperation and coordination. They are statutory bodies established under the States Reorganisation Act, 1956 and not constitutional bodies. They are only deliberative and advisory bodies. They are headed by the Union Home Minister; hence, statement-II is wrong.

Learning Outcome of this Question

Students shall understand that Interstate Council is a Constitutional Body (Article 263) headed by Prime Minister and Zonal Council is a Statutory Body headed by Home Minister. Sometimes, both these become confusing, so it is always advisable to revise this.

Source Name : Livemint

Explanation :

Due to depreciated currency, exports become competitive, but imports become costly. So, we conclude that statement-III is wrong. If the import is costly, Indian Economy is dependent upon the crude oil (80% is imported), the activities dependent upon those imported goods/services will become costly, so it will lead to Inflation. Hence, statement-II stands incorrect. Since, imports will become costly, so the imported products from China will become costly in the Indian Market, so in this case our domestic producers will have advantage in the Indian market. So, statement-I is correct.

Can we look at the positive aspect of depreciated currency in present scenario?

Depreciated currency had a negative impact on the Indian economy, as we are an import dependent Economy, but we can look the same thing in a different perspective. Due to GST and Demonetisation, our MSME sector was hit, so at least, in the Indian market, they will have the edge over the imported cheap products from China. This point can be used in Mains answer writing.

Source Name : The Economist

Explanation :

‘Ayushman Bharat’ is a “centrally sponsored scheme” (60:40 ratio of funds contribution) not a central sector scheme. This will subsume the on-going centrally sponsored schemes –Rashtriya Swasthya Bima Yojana (RSBY) and the Senior Citizen Health Insurance Scheme (SCHIS). Hence, statement I and II are wrong. PM Ayushman Mitra will help the beneficiary in facilitating the process; hence statement-III is correct.

Note: We have already provided the detailed information about the ‘Ayushman Bharat’ scheme on the Daily Quiz dated 24th September. So, we urge the students to go through that quiz for the better and detailed explanation.

Importance of the Question vis-à-vis Prelims

We are of the opinion that this scheme is very important for the Preliminary Examination. So, through these questions, we have covered all the aspects necessary from the Prelims.

Source Name : The Hindu, PIB

Explanation :

“Andhra Pradesh” has topped the charts among States in terms of “Ease of Living Index” rankings, launched by the Ministry of Housing and Urban Affairs (MoHUA).It was followed by Odisha and Madhya Pradesh. The ‘Ease of Living Index’ seeks to assist cities in undertaking a 360-degree assessment of their strengths, weaknesses, opportunities, and threats. In analysing the “Ease of Living Index” for the cities, the 'physical' pillar (infrastructure) was given the highest weightage of 45, while institutional (governance) and social were weighted 25 each. Economy was weighted 5. So, both the statements are wrong.

Source Name : PIB, IE​

Explanation :

SDG 11 is aimed at making our cities and human settlements inclusive, safe, resilient and sustainable and is measured through a set of 30 indicators. So, this “Ease of Living Index” provides a strong impetus to India’s effort for systematically tracking the progress of SDGs in the urban areas.” Hence, the correct option is (a).

Related Information

The Sustainable Development Goals (SDGs) are a new, universal set of goals, targets and indicators that UN member states will be expected to use to frame their agendas and political policies over the next 15 years. This has replaced Millenium Development Goals (MDG) that expired in 2015.

The Sustainable Development Goals (SDGs) are officially known as Transforming our world: the 2030 Agenda for Sustainable Development. There are 17 Sustainable Development Goals, associated 169 targets and 304 indicators.

Source Name : PIB

Explanation :

Narcondam Hornbill is endemic to the tiny (6.82 km²) Island of Narcondam, east of the Andaman Islands, India. It is a non-migratory resident bird. Hence, statement-III stands incorrect. It is listed as ‘Endangered’ as per “IUCN”. Narcondam Hornbill has the smallest home range out of all the species of Asian Hornbills.

Some Related Information

• Hornbill Festival is celebrated every year from 1-10 December in the state of Nagaland.
• From the exam point of view, students should know that out of 9 species of Hornbill found in India, none of them is ‘Critically Endangered’, this information can be used in eliminating the options.

Source Name : The Hindu

Explanation :

Forex Reserve consists of hard currency like Dollar, Yen, Pound, etc. along with gold and SDR issued by IMF. SDR is also called as ‘Paper Gold’ and is issued by IMF not the World Bank.

Why Government is not using the Forex Reserve to arrest the fall of Rupee?

• Large Forex Reserve is synonymous to the might of an Economy. It enhances the faith of Foreign Investors in the Indian Economy. But, Indian Government is not putting Dollars to arrest the slide as it will have to suck the Rupee and this will lead to Liquidity crunch. So, other option will be to float the NRI Bonds (it has been done earlier).
• India has some repayment obligations which will mature in 2019; which will have impact on our Forex. So, the best option is to float the NRI Bonds (as these NRI people are also getting less interest in other parts of the world, so they will be interested too).

Source Name : The Hindu

Explanation :

The Unique Identification Authority of India (UIDAI) is the issuing and managing agency of the Aadhar Card (which contains the 12 digit Aadhar number and other personal information). Hence, statement-I is wrong.

What Aadhar Acts says?

Section 2(a) of The Aadhaar Act, 2016, defines Aadhar: Aadhaar card is basically an identification document issued by the UIDAI after it records and verifies every resident Indian citizen’s details including biometric and demographic data. A number is issued to an individual that is unique and valid for the life time and cannot be reissued to any other individual. It may be accepted as a proof of Identity however it is not a conclusive proof of citizenship in respect of an Aadhar number individual.

Why the Question?

Today, Judgement on Aadhar has come, so we thought that our students shall have the basic understanding of the Aadhar. Its detailed analysis will be covered in the upcoming quiz questions.

Source Name : The Hindu, IE

Explanation :

The organisation was first established as Indian Ocean Rim Initiative in Mauritius on March 1995 and formally launched in 1997 by the conclusion of a multilateral treaty known as the Charter of the Indian Ocean Rim Association for Regional Co-operation. The Coordinating Secretariat of IORA is located at Ebene, Mauritius. The Indian Ocean Rim Association (IORA) is an international organization with 21 Member States – Australia, Bangladesh, Comoros, India, Indonesia, Iran, Kenya, Madagascar, Malaysia, Mauritius, Mozambique, Oman, Seychelles, Singapore, Somalia (latest member – joined in 2014), South Africa, Sri Lanka, Tanzania, Thailand, UAE and Yemen. Pakistan, Saudi Arabia, China are not its members.

Source Name : PIB​​

Explanation :

The ‘Astronomical Unit’ is a unit of length, roughly the distance from Earth to the Sun. The Astronomical Unit provides a convenient way to express and relate distances of objects in the Solar System and to carry out various astronomical calculations. For example, stating that the planet Jupiter is 5.2 AU (5.2 Earth distances) from the Sun and that Pluto is nearly 40 AU gives ready comparisons of the distances of all three bodies. Hence, it is used by the Astronomers as a measure of the distance.

Source Name : Livemint

Explanation :

The basic disqualifications which the Constitution enumerates are contained in Article 102. Following are the grounds for the Disqualification mentioned in the Constitution:

• He holds any office of profit under the Government of India or of any state, other than an office declared by a law of Parliament not to disqualify its holder.
• He is of unsound mind and stand so declared by a competent court.
• He is an un-discharged insolvent.
• He is not a citizen of India or has voluntarily acquired the citizenship of a foreign state, or is under any acknowledgement or allegiance or adherence to a foreign state.

There are other grounds for disqualification which are mentioned in the Representation of People Act 1951, e.g.

• He must not have been dismissed from government service due to corruption or disloyalty to state.
• He must not have been convicted for promoting enmity, etc.

But, these are not the Constitutional provisions. Hence, the correct option is (a) only.

Some Related Information

If an MP is disqualified on the basis of Anti-Defection (10th Schedule), then the decision is taken by the Speaker/Chairman (But it is subject to judicial review, Kihota Hollohan vs. Zallichu), else the decision of his removal is taken by the President in consultation with the Election Commission of India.

Source Name : The Hindu, IE

Explanation :

This scheme is launched by the Ministry of Labour to financially aid people who lost jobs because of the changing employment patterns. This will be applicable to the employees of only formal sector - for establishments having more than 10 workers with monthly wage ceiling of Rs. 21,000. To avail the benefits of this scheme, the person shall be insured in Employees' State Insurance Corporation for at least two years.

Salient Features of the Scheme

• The benefits under the scheme will be payable in cash, directly to bank account of insured persons in case of unemployment.
• It will be provided to the beneficiaries even while searching for jobs.
• Workers will be able to draw 47% of their total contributions towards ESIC after remaining unemployed for at least three months from the date of leaving their previous jobs.

Source Name : PIB

Explanation :

This committee is constituted under the Rule 331C of the Conduct of Business Rule of Lok Labha. This consists of 21 members from Lok Sabha and 10 members from Rajya Sabha. Hence, statement-I is wrong. The Chairman of the Committee is appointed by the Speaker from the members selected. A minister can’t be its member and the duration is for 1 year only.

Source Name : The Hindu

Explanation :

The NDCP-2018 envisions supporting India’s transition to a digitally empowered economy and society by fulfilling the Information and Communications needs of citizens and enterprises by establishment of a ubiquitous, resilient and affordable Digital Communications Infrastructure and Services.

Key Objectives & Aims to be Achieved by 2022

• The policy aims to provide universal broadband connectivity at 50Mbps to every citizen; provide 1 Gbps connectivity to all Gram Panchayats of India by 2020 and 10 Gbps by 2022.
• Enhancing the contribution of the Digital Communications sector to 8% of India’s GDP from 6% in 2017.
• Propelling India to the Top 50 Nations in the ICT Development Index of ITU from 134 in 2017.
• It aims to expand IoT (Internet of Things) ecosystem to 5 Billion connected devices.
• It aims to attract investments of USD 100 Billion in the Digital Communications Sector.

Source Name : PIB​

Explanation :

Talley Valley is a wildlife sanctuary as well as a bio-diversity hotspot located at a distance of 32 kms from Ziro towards the north east. Talley Valley Reserved Forest and Talle Wildlife Sanctuary are situated at an elevated level with rivers like Pange, Sipu, Karing and Subansiri flowing through the Reserved Forest and Sanctuary. It is home to highly endangered species like clouded leopard. Pleioblastus simone is a bamboo variety only found in Talley Valley.

Why it is in News?

Recently, 171 species of butterfly have been catalogued in Yazali area of Lower Subansiri district of Arunachal Pradesh during the fifth Ziro Butterfly meet (organized by an NGO NgunuZiro). The meet's recommendations include submission of proposals to the government for a declaration of 'Kaiser-e-Hind' as a state butterfly and the Talle Wildlife Sanctuary as a butterfly sanctuary. So, we thought that our students should be aware with the Talle Wildlife Sanctuary, hence the question.

Source Name : Down to Earth

Explanation :

“Doctrine of Essentiality” is the outcome of seven-judge Bench of the Supreme Court in the Shirur Mutt case in 1954. The Court held that the term “religion” will cover all rituals and practices “integral” to a religion, and took upon itself the responsibility of determining the essential and non-essential practices of a religion. So, this doctrine gets evoked whenever the court has to decide any matter about any practices related to “Religion”. So, it is very evident that both the statements are wrong.

Criticism of this Doctrine

Some Constitutional experts are of the opinion that, the essentiality/integrality doctrine has tended to lead the court into an area that is beyond its competence, and given judges the power to decide purely religious questions (and they are not expert in that).

Purpose of the Question

In “Ismail Faruqui case” the Supreme Court of India has opined that “Offering prayer is essential to Islam, but offering prayer in Mosque is not integral to the Islam”, and this judgement has opened “Pandora’s Box” of problem in Ayodhya case. Since, this is in news, so it becomes very important from the Prelims point of view.

Source Name : IE

Explanation :

SDRF corpus has contribution from Central Government to the tune of 90% and State Government has contribution of 10%. The Finance Commission is the nodal agency dealing with the financial distribution of the same. When a calamity is declared as “calamity of severe nature” as the case of Kerala, then additional help is provided from the NDRF (National Disaster Response Fund) corpus, else SDRF corpus is used.

Purpose of the Question

We have already asked this question in the Quiz dated-21st August. At that time contribution of Centre to the SDRF was 75% and State contribution was 25%. Since this has been changed (w.e.f 1st April 2018 as per new notification), we thought that our students should be aware with the same, hence the question.

Source Name : PIB

Explanation :

NeVA, an initiative of Ministry of Parliamentary Affairs, aims to make all the Legislatures of the country paperless by making the proceedings of the Houses digital.It is an attempt to provide the information about the functioning of House to the common citizen at the click of a button. The iOS and Google app of NeVA along with the NeVA Website, will act as a repository of data related to the business of all Legislatures in the country in a uniform manner. Hence, statement-I and II are wrong.

NeVA serves as ‘One Nation, One Application’ by bringing uniformity of database for easy and effective engagement of citizens with Government.

Source Name : PIB

Explanation :

GSTN was created for providing front-end and back-end IT and infrastructural support for the working of GST, hence it acted as IT backbone of Indirect Tax regime. Earlier, GSTN was conceived as a not for profit organisation with Private Partners having majority stake of 51% and the government (Centre and State combined) has stake of 49%. There had been criticism about allowing private companies to hold a majority stake in GSTN and demands to change its structure, and finally the Government has full ownership of this GSTN with Centre having 50% stake and the States combined has 50% stake.

Why the Question?

This question looks pretty simple, but we feel it is necessary to bring to the attention of the students about the changes being brought to the important organizations and GST is constantly in the news due to its poor implementation, hence this area becomes important from Prelims point of view.

Source Name : Business Standard, PIB​

Explanation :

RE-INVEST aims at accelerating the worldwide effort to scale up renewable energy and connect the global investment community with Indian energy stakeholders.

Why the Question?

The 2nd RE-INVEST which is being held at Delhi (Ministry of New & Renewable Energy) is expected to be attended by Ministerial Delegations from across the world, including ISA and IORA Member Countries, over 600 global industry leaders, and 10,000 delegates. So, it is an important event about which students should have an idea.

Source Name : PIB

Explanation :

Background - The Government of India Act, 1935, introduced Constitutional reforms and a new system of Governance, popularly known as “Provincial Autonomy”, came into operation in 1937, in British India. After the election, Congress was ruling in 7 out of eleven provinces, hence it started to focus on the grassroots demand of the people like education, health, etc.

Key Provisions of Wardha Conference

• Provision of Free and Compulsory Education for seven year on a nationwide scale.
• Relating education with the manual and productive work and some form of handicraft.
• Mother tongue to be the medium of instruction.

A committee was formed under the Chairmanship of Dr. Zakir Hussain to prepare a scheme of education keeping in view the suggestions of the resolution.

Related Information

The recommendations of Zakir Hussain Committee were not accepted by the Muslim League as it rejected the religious education.

Why the Question?

Newspapers are covering the events associated with Gandhiji due to Gandhi Jayanti, so we thought that we should cover this portion of the syllabus along with the newspapers.

Source Name : IE

Explanation :

SATAT (Sustainable Alternative Towards Affordable Transportation) has been launched to promote Compressed Bio-Gas (CBG) as an alternative, green transport fuel. This would benefit vehicle-users as well as farmers and entrepreneurs. Under this initiative, Compressed Bio-Gas plants are proposed to be set up mainly through independent entrepreneurs. CBG produced at these plants will be transported through cascades of cylinders to the fuel station networks of OMCs for marketing as a green transport fuel alternative. It is planned to roll out 5,000 Compressed Bio-Gas plants across India in a phased manner, with 250 plants by the year 2020, 1,000 plants by 2022 and 5,000 plants by 2025.

Related Information

Biogas and CBG- Bio-Gas is produced naturally through a process of anaerobic decomposition from waste/bio-mass sources like agriculture residue, cattle dung, sugarcane press mud, municipal solid waste, sewage treatment plant waste, etc. After purification, it is compressed and called CBG, which has pure methane content of over 95%. Compressed Bio-Gas is exactly similar to the commercially available natural gas in its composition and energy potential with calorific value (~52,000 KJ/kg) and other properties similar to CNG.

Source Name : PIB​

Explanation :

The General Assembly is the main deliberative, policymaking and representative organ of the United Nations. It also plays a significant role in the process of standard-setting and the codification of international law. Each country has one vote in General Assembly. Decisions on important questions, such as those on peace and security, admission of new members and budgetary matters, require a two-thirds majority. Decisions on other questions are by simple majority. UNGA along with UNSC elects the judges of International Court of Justice (ICJ) not the ICC. Hence, statement-I is wrong.

Why the Question?

We have observed that, students, in a hurry, don’t make out the difference between ICC and ICJ. We have already covered the ICC in great details through our Daily Quiz. So, we urge the student to go through ICJ and ICC, as these organisations are frequently seen in the news.

Source Name : IE, Livemint

Explanation :

The UNSDF 2018-22 comprises of seven priority areas that outline the work that UN agencies will undertake jointly or individually, fully aligned with the priorities of the GoI. The seven priority areas outlined in the UNSDF are: 1. Poverty and Urbanization; 2. Health, Water, and Sanitation; 3. Education and Employability; 4. Nutrition and Food Security; 5. Climate Change, Clean Energy, and Disaster Resilience; 6. Skilling, Entrepreneurship, and Job Creation; and 7. Gender Equality and Youth Development. The NITI Aayog is the national counterpart for the UN in India for the operationalization of the UNSDF.

Explanation :

Department of Financial Services (DFS), Ministry of Finance and National Informatics Centre (NIC) has jointly developed a mobile app called ‘Jan Dhan Darshak’ as a part of financial inclusion (FI) initiative. As the name suggests, this app will act as a guide for the common people in locating a financial service touch point at a given location in the country.

Source Name : PIB