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NSFDC Credit Schemes Boost Livelihoods: Study

  • 15 Jul 2026

On 13th July 2026, the Government informed that an Impact Evaluation Study found that National Scheduled Castes Finance and Development Corporation’s (NSFDC) concessional credit schemes significantly improved entrepreneurship, self-employment and socio-economic conditions of Scheduled Caste beneficiaries.

Key Points

  • Sustainable Assets: Nearly 93.54% of beneficiaries continued to possess assets created through NSFDC financial assistance.
  • Income Growth: The proportion of beneficiaries earning ₹1.5–3 lakh annually increased from 32.61% to 46.28%, while lower-income households declined significantly.
  • Self-Employment Boost: Self-employment among beneficiaries increased from 46.62% to 73.95%, with major growth in non-agricultural activities.
  • Women Empowerment: About 95.6% of women homemakers receiving assistance became self-employed after availing NSFDC loans.
  • Social Impact: Over 81% of beneficiaries reported improvements in their social and economic status through the credit-based schemes.