RBI Approves Record Surplus Transfer to Centre

  • 23 May 2026

On 22nd May 2026, the Reserve Bank of India (RBI) approved a record surplus transfer of ₹2.86 lakh crore to the Central Government for the financial year 2025-26.

Key Points

  • The RBI stated that its balance sheet expanded by 20.61 per cent to ₹91.97 lakh crore as of 31st March 2026.
  • The central bank reported that its gross income increased by 26.42 per cent compared to the previous financial year.
  • Expenditure before risk provisions rose by 27.60 per cent during the same period.
  • RBI’s net income before risk provisions and statutory transfers stood at ₹3,95,972.10 crore in FY26, compared to ₹3,13,455.77 crore in FY25.
  • The RBI said the revised Economic Capital Framework (ECF) allows flexibility in maintaining the Contingent Risk Buffer (CRB) between 4.5 per cent and 7.5 per cent of the balance sheet size.